While my car is getting worked on, I started to make a BCKY ETF and wanted to share it with you all. I welcome any additions or feedback!

TECH

AAPL - Apple Inc. - Becky never leaves her iPhone behind
BMBL - Bumble - shhh don’t tell Becky’s husband 🤫
FB - Facebook - they own Instagram, Becky’s most-used app
MTCH - Match - Tinder for the casual fling ☺️
NFLX - Netflix - for those nights in 💜
PINS - Pinterest - inspiration central
PYPL - PayPal - makes online shopping soooo easy once you figure it out! 🙌🏻
ROKU - Roku - Bridgerton is on Netflix, but The Bachelor is on Hulu! Having a Roku built into the TV makes it easy to navigate
SHOP - Shopify - online shopping 🛍
SNAP - Snap - Becky prefers IG but loves Snap for the selfies and group messaging (and the secret disappearing messages 🤫)
SPOT - Spotify - music fuels the soul 🎶
SQ - Square - CashApp makes splitting the bill sooooooo easy
Z and ZG - Zillow - for daydreaming and snooping on the neighbors
ZM - Zoom - in these trying times Becky has used Zoom to stay connected with her parents 💕

Entertainment

ABNB - AirBNB - For the little getaways, staycations and girls weekends
AMC - AMC Entertainment - Becky went to second base for the first time in the back of an AMC theater (didn’t even watch any of Along Came Paulie)
BALY - Bally’s - Becky likes a night out at the casino
DIS - Disney - for the kids 💕
LVS - Las Vegas Sands - bachelorette party, anyone?
MGM - MGM Resorts - can’t wait to get back to the clubs to do some DANCING 💃
MSGE - Madison Square Garden Entertainment - nightlife, dining, girls night???
MSGS - Madison Square Garden - Becky dated a basketball player after college (don’t tell dad! 🤫)
MTN - Vail Resorts - Becky’s favorite winter destinations
WYNN- Wynn Resorts - classy casino and hotel - Becky wouldn’t be caught dead anywhere else

Food/Beverage

ABT - Abbott - Baby formula was so helpful when Kai wouldn’t breastfeed. Pedialyte for when you have one too many proseccos 😜
APRN - Blue Apron - Soooo helpful to make Becky’s once-a-week meal or when Carla the “help” is sick.
BUD - Anheuser Busch InBev - those Bud Light seltzers are NECESSARY
CAKE - Cheesecake Factory - who doesn’t love Cheesecake? 😍
DASH - DoorDash - for those quarantine takeout meals with Greg 😍
GRUB - GrubHub - tapas delivered for girls night 😻
SBUX - Starbucks - there’s 4 seasons: Winter, Spring, Summer, and PSL
SFM - Sprouts Farmers Markets - organic only 🍃
SHAK - Shake Shack - for the cheat meals 🤫
STZ - Constellation Brands - wine 🍷 anyone?

Lifestyle/Shopping

AXP - American Express - Becky’s black card never stops 🤪
BMWYY - BMW - for the Beckies with an X5
BURBY - Burberry - 💁‍♀️👜
CHWY - Chewy - Becky’s frenchie needs food, duh
COTY - COTY - Becky secretly (or not so secretly 🤪) loves Kylie, Dolce & Gabana and Chloé
DFS - Discover Financial - Becky likes getting cash back 😍
DMLRY - Daimler - For the Benz loving Becky
DOGZ - Dogness - luxury goods for the Frenchie
EL - Estée Lauder - cosmetics company founded by a fellow woman 🙋‍♀️
ELF - e.l.f. Beauty - makeup 💄 what else needs to be said?
ETSY - Etsy - omg so many cute things to buy
FLWS - 1-800-Flowers - I mean who doesn’t love flowers 🌸
FTCH - Farfetch - designer clothing ONLY
GOOS - Canada Goose - Much needed during winter when walking around Manhattan and taking selfie’s at Rockefeller Center. A little trendy but still loving it.
HOME - At Home - cute stuff for the house and cheap enough to throw away after getting that perfect pic for IG
HTHIY - Hitachi - the magic wand is Becky’s little secret
JWM - Nordstrom - designer brands ONLY
KNL - Knoll - luxury designer furniture that is so cute and so comfy. IYKYK
KSS - Kohl’s - Kohl’s Rewards are practically a currency right? 💵
LULU - Lululemon - quintessential Becky. The leggings don’t just make her butt look good, but they’re comfy and perfect for the IG flex
LVMUY - LVMH Moet Hennessy Louis Vuitton - this just speaks for itself
M - Macy’s - ugh kinda for the poor people but they have good deals so Becky will shop online
MA - MasterCard - when the farmer’s market won’t accept American Express
MLHR - Herman Miller - super expensive furniture for the home and sooo comfy
PFE - Pfizer - why is this in the lifestyle category? Because Becky would have a breakdown without her Xanax
TEVA - Teva Pharmaceutical - Becky runs on adderall that is prescribed to her son
PTON - Peloton Interactive - the ultimate Becky item - if you didn’t post your workout on your IG story did you even spin?!
REAL - The RealReal - Cartier, Chanel, Christian Louboutin, LV, Gucci, Hermès, Prada, Tiffany’s and more!
REV - Revlon - some of Becky’s fav actresses promote their products
RH - Restoration Hardware - only the best for Becky’s home
SFIX - Stitch Fix - Becky took the styling quiz and gets emails from them all the time, but still hasn’t placed an order (but she really wants to to support a company headed by a woman CEO 👩🏼‍💼)
(S)TIC - Northern Star - Becky’s frenchie gets soooo excited for her monthly Bark Box
TCS - The Container Store - Becky just CAN NOT walk by without going in
TGT - Target - 🎯 this one is self explanatory- Becky doesn’t leave until it’s dark out
TSLA - Tesla - for the more environmentally conscious Becky that still needs to flex
TUP - Tupperware- perfect for packed lunch boxes and leftover tapas 🥰
ULTA - Ulta Beauty - looks are everything and Ulta sells everything Becky needs
V - Visa - Becky recognizes that name from the front of some of her credit cards
WSM - Williams-Sonoma - Becky buys a lot of her home goods at Pottery Barn and West Elm

Walt Disney Company
Ticker: $DIS
Market Cap: 341.8 Billion
Assets: 201.5 Billion
Subsidiaries: Disney +, Pixar, Hulu, ESPN, FX, ABC, etc
First, Disney is a safe as fuck investment. It’s a blue chip and should be a part of your portfolio. But fuck portfolios, this is a casino, so why will Disney moon? Why the fuck does Disney need a DD? Well, I'm Long $DIS, but today will also make for a good earnings play.
Disney Plus. Have you heard about it? Well, millennials with kids sure have. As the millenials start pumping out babies after 12 months of social distancing, they’ll quickly learn kids get bored easily, and fast. Disney Plus will be as big as Netflix in a few years, and will probably eclipse it for multiple reasons. They have a huge library that they own themselves, and the ability to have streaming premiers, etc. Not to mention the package with Hulu and ESPN. Netflix has a market cap of around 250 billion with only 40 billion in assets and 1.5 Debt-to-Equity vs Disney 0.7
Don’t get me wrong, I’m long Netflix too, but clearly $DIS is the better deal here when you consider their other revenue streams. The fucking rocketship that Disney Plus is has only just started getting priced in, and is where Netflix was 6-7 years ago, but with an accelerated course to get there since people already adopted streaming. They also own their own content and have been producing since their inception, and have a better moat than Netflix. Even if the revenue from Disney+ doesn't match Netflix, they'll be able to pull a bigger profit and recycle old IP.
Oh, let's not get into sports. ESPN, Cricket, etc. Mickey already has his dirty paws in everything. More independent services to charge for.
Their earnings have taken a hit from their parks and experiences being limited from COVID. But the vaccine is rolling out, and their peak profit from this is in the Summer, where COVID transmissibility tends to be low, and partying tends to be high. This will have a much less effect on earnings than predicted the parks get busier this year with vaccinated people ready to go HAM from a year of isolation. Their parks are operating at 35% capacity, but they aren't at capacity for the bulk of the year. Even if the parks take a significant hit this year, it won’t even be noticed as $DIS tears through hyperspace. Fuck the moon. We’re talking Star Wars^TM type intergalactic travel. 🚀
Revenue Streams
Media Networks: 28.4 Billion
Parks/Experiences: 16.5 Billion
Studio Entertainment: 9.64 Billion
Other: 17 Billion
Earnings Play
As for an earnings play, they report today. This is a casino. They’re still holding low considering the uncertainty with their parks, but park travel is low in the winter, and should have a low effect on earnings. But while kids were home, not in school, and causing a ruckus, Disney + subs increased dramatically over the Fall. Look at Google Trends and notice the clear increase over Q4, probably fueled by the Mandalorian and the holiday classics people go nuts for.
TLDR (and for those of you that can't read)
$DIS 🚀🚀🚀
Positions:
10c 2/12 $190
10c 3/29 $200
5c 6/17/22 $250
95 shares at $113
AH Edit #1: Get fucked bears
Edit #2: this stock is a bargain below $250. We'll be trading at $300 by EOY

I had been looking for another SPAC to jump into and came across Forest Acquisition Corp (FRX) on the day of the merger announcement. With SPACs, we place greater emphasis on management's proven history and trust their ability to invest in a potentially growing and profitable business. FRX has a strong management team with proven experience in expanding digital platforms such as Disney+, ESPN+ and Hulu. We all have seen how fast those platforms have grown over the last few years with increased viewership and growing revenues along those segments. With the growing demand for health and wellness, I can see why they have chosen to invest in this industry given the success Pelaton ($43b) has had along with the limited number of true competitors in the industry.
Along with former Disney and TikTok executives, I also came across Fertitta Capital. Who are they you ask?
Lorenzo Fertitta: Former CEO of UFC
In addition to owning a stake in Red Rock Resorts Inc. which own 21 casinos across three (3) states, Lorenzo and his brother acquired the Ultimate Fighting Championship (UFC) in 2001 for $2M. As the CEO of UFC, Lorenzo worked with governors across the states to authorize competitive martial arts, that resulted in the success and growth of UFC over 15 years. In 2016, the brother's sold their shares for $4B and Lorenzo has since launched his own private investment firm (Fertitta Capital) that has returned an IRR of 31.8% since 1993! He's shown his ability over the years in identifying potential markets and capitalizing on the opportunity, so his investment in this merger speaks volumes.
I am super bullish given the amount of potential in the online fitness industry. I think we will continue seeing growth in the home fitness department even post covid as people work from home. You have seasoned veterans who have proven over the years how they can grow subscribership to increase recurring revenues. Coupled with MYX who produces some solid hardware, I can see consumers deciding to opt for them instead of the 2-3 month lead time with Peloton.
FRX only recently closed their financing deal in Q4 2020 so they are showing strong confidence in the industry by deploying that capital so soon.
Lastly, I understand a lot of people's concerns given Beachbody's sale practices, but that's the reason why the merger is priced at only $2.9B. If you believe in management's ability to revamp their current online model and couple the synergies with MYX there's definite upside to this investment. We all know this industry is only going to continue growing and if Peloton can be valued at $43B....
The stock is still priced relatively close to NAV so the downside is minimal when compared to the potential upside.
1700+ shares and looking to acquire more prior to merger. Holding until at least $20+

Section Zero: Background
Hello all, happy hoildays! I stumbled upon this subreddit not long ago and have enjoyed the commentary and experiences everyone's shared. Wanted to add another perspective from a mid-30s first-gen American. I've had some missteps regarding careers and finances, but I feel like I'm in a slightly better place now. I tried YNAB in the past but I wasn't consistent enough with it. These days I use Mint to monitor my finances and have a "Finance Friday" each month to review all my accounts and spending. I currently live with my partner TJ and his dog RR. We do not combine finances, but he has been unemployed since March. I have helped him with some bills and basic necessities here and there until he finds his next job or career.
My current financial goals are to just maintain a status quo and not get any debt until pandemic times are over. Then I will focus on a house remodeling fund and savings for taking care of my parents.
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances? My parents taught us about money from a frugal perspective. They are immigrants who worked in food service/factories. There was always this “save save save” mentality. Even when they started their own small business, we saved like there was no tomorrow. In high school, my calculus teacher bought us all “The Millionaire Next Door” book and had us read it as an assignment - that was my first structured introduction to finances.
Did you worry about money growing up? No, there was always food on the table and a roof over our heads. I knew that our extended family would support us if needed.
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it? Yes. My dad didn’t finish the high school-equivalent in their country, while my mom did finish high school, but no college. My older and younger siblings took a different path in life after high school. I am the first and only in my family to graduate from college. My parents covered all tuition for my two bachelor degrees with the agreement that I support them fully during their retirement and send them gifts/extra money whenever I can. I feel very lucky and privileged that they were able to provide that education for me.
At what age did you become financially responsible for yourself and do you have a financial safety net? 24 when I went on a work holiday abroad. My family was always available to help when needed, but the experience abroad helped me stand on my own feet. As an adult, I also inherited that “save” mentality and put a lot of my earnings towards savings. I didn’t date until my 30s, lived frugally, didn’t go out to eat/hangout with people, shopped thrift stores, and had very few hobbies. I am starting to “live a little” now though.
Do you or have you ever received passive or inherited income? Aside from the tuition, my parents have helped with a down payment for my first house and living costs during periods of unemployment.
​
Section One: Assets and Debt
Retirement Balance
If the place I was working at offered a 401k, I would always contribute up to the company match. I started my IRA in my mid-20s and would try to contribute the yearly max. I've stopped that the past 2-3 years though. My Other Brokerage is some play money, but I got tired of staring it and switched to index funds. I haven't contributed anything to it in a few years.

• 401k: $34,127 (5% company match on contributions)
• Brokerage: $22,421 ESPP
• Roth IRA: $40,615 VTIVX
• Rollover IRA: $15,760 VTTHX
• Other Brokerage: $7,235 VTI
• Coinbase: $1,286 ETH (mostly just playing around with it)

Equity if you're a homeowner
Purchased my first home for $382,000 with 20% down, right before lockdown earlier this year. Perfect timing, right?? I plan to live here until my retirement. My parents contributed $15k while I used most of my savings for the rest.

• Current Equity: $80,371

Savings account balance: $3,073
Checking account balance: $7,800
Credit card debt: I charge everything on my credit card for the points, then pay it off each month using my checking account balance.
Student loan debt: Traditionally no student loan debt as mentioned in Section Zero.
​
Section Two: Income
Income Progression (listed as gross income with cost of living area):
High School

• $11/hour MCOL - Helped with small family business.

College and first “career” job

• $12-19/hour MCOL - I did events/banquet serving after classes and had an internship doing software administration.
• $22/hour MCOL - Junior web developer. I realized after a year that programming was not my calling.

Mental health break

• $12/hour LCOL - Work holiday abroad. I got a steady banquet server job for that whole time. It was enough to live minimally in a hostel, do weekend trips, WOOF and figure my life out.

College (again) and second “career” job

• $12-15/hour LCOL - Decided to go back to school for a different bachelor's degree. While pursuing that degree, I worked at hotels and events as a banquet server again. I also did “search engine evaluation” whenever there were tasks available.
• $36,000/year salary LCOL - Software administrator at a casino after graduation.
• $39,000/year salary LCOL - Systems analyst at same casino. I left after 2 years, feeling disillusioned with the casino industry. I moved back home with my parents until I could get back on my feet again.

Third “career” jobs

• $20/hour HCOL - Entry level advertising role. I was applying to all types of office jobs and that was my only bite.
• $45/hour MCOL - Cold-called from a global company who needed someone with my software administrator experience from the casino job. It was an 8 month contract. Although I was starting to love my advertising job, the increase in pay was no question.
• $65,000/year salary MCOL - After the contract ended and a few months of unemployment, I landed my current job at the same company. It is an “early career” role according to their job levels.
• $66,900/year salary MCOL - Cost of living and merit increases after 2 years on the job. Pre-COVID we got a $5000 bonus each year. They have now stopped bonuses as well as all COL and merit increases.

​
Main Job Monthly Take Home:
Monthly Net (paid bi-weekly): $2,758
Deductions:

• Taxes: $1214
• (Pre-Tax) Insurance (Medical, Dental, Vision, Life) + HSA: $822
• (5% Pre-Tax) 401k: $256
• (10% Post-Tax) ESPP: $514

Side Gig Monthly Take Home:
No side gigs at the moment, but I am thinking of signing up on Upwork.com and doing Excel/data entry projects to help pay the mortgage.
Other Income: TJ’s friend will be staying with us for a month in January, who will pay rent of $800 including utilities. Depending on how that goes, we may take on a roommate in the spare bedroom long-term.
​
Section Three: Expenses
Mortgage - when I bought the house, the plan was that I would charge TJ a portion of the mortgage costs as “rent”, but since his unemployment I am now covering it all myself.
Regular Monthly Payment: $1677.57

• Principal: $501.31
• Interest: $849.74
• Taxes & Home Insurance: $326.52

HOA: $30/year
Retirement contribution: Nothing additional than what's been mentioned.
Savings contribution: I used to do $50-100/month, but since COVID I’ve stopped contributing to my savings account.
Investment contribution: None at this time.
Debt payments: $100/month towards TJ's credit card balance of $2,307.
Donations: $10-20/month, usually towards Omaze or Planned Parenthood.
Utilities:

• Electric: $45-65/month
• Water: $60-90/month
• Sewer: $30/month
• Garbage: $26/month
• Natural Gas: $30-80/month
• Xfinity internet: $60/month

Cellphone: On my parents plan.
Subscriptions:

• LinkedIn: $29.99/month for TJ’s job search - he’s found it very useful.
• Amazon/Netflix/Hulu: We piggyback off family and friends’ accounts.
• Nintendo Switch Online: 19.99/year
• Costco: $60/year

Gym membership: Pre-COVID I did Orangetheory for a year. I started to pick up free exercise equipment from Craigslist this year, so we have a small garage gym now and utilize YouTube exercise videos instead.
Pet expenses: $10/month. TJ has stockpiled some Costco canned dog food before unemployment, but once that runs out I will likely cover the costs. We also started to make homemade dog food to help supplement.
Car insurance: $460 every 6 months. Car is paid off.
Regular therapy: I will start in the new year. Not sure what the costs are yet, but I will use my HSA to pay.
Vitamins/Medications: $20/month
Groceries & household items: $75/month
Miscellaneous (eating out, house purchases, gifts, etc): $100/month
​
Section Four: Money Diary
Monday
6:30am Neighbor starts up their truck. We joke that it's our natural alarm clock. They idle for about 15 minutes before heading off. I go back to bed.
9am My real alarm goes off. I put the electric kettle on for some morning tea. While it's boiling, I do my morning routine: drink glass of water, take synthroid, use bathroom, brush teeth, quick shower. I then make tea - Jasmine Pearl English Breakfast with dark forest mix. I started ordering loose leaf tea in large amounts back in March instead of small bags or single serving packets. Seems more economical since I drink it daily. I let the dog out into the backyard so he can do his morning routine.
9:30am I go through my daily tasks for work. They entail checking processes and reports to make sure they ran successfully overnight. I then answer some emails and catch-up on Slack channels.
12pm Lunch is leftover roast chicken and quinoa from Saturday. I heat it up in the instant pot. Love that thing! Almost every meal of ours involves the instant pot. We hardly use the stovetop. We then walk the dog to the business park across from our neighborhood. There's a very short trail that runs along a drainage creek by the business park. It's quite muddy, but has a nice woodsy feeling. Over the summer, we saw sumac trees there as well. Free sumac spice!
1:30pm Department meeting on Zoom. Our director announces his resignation on the call. Everyone is shocked! Layoffs were announced for next year but this was not a part of it. I think it's a good move for him and he doesn't have to have this worry of layoffs over his head.
3pm I meet with an engineer from another team and talk about a data source they are in charge of. He helps me out in understanding it and we identify most of the fields that I need for a project I’m starting.
5:30pm I check in with my partner. He's been watching LinkedIn tutorials on internal recruiting, job coaching and general computeoffice skills. It's a career change that he wants to make - something where he can talk to and help people. He doesn't have a bachelor's, only an associates, and hopes these tutorials will get him a leg up in the job search. I sent him some entry level HR admin roles the other day and remind him to apply. I then heat up leftovers: homemade chana masala and rice. I add some butter and coconut milk to thin it out, so there's enough for both of us.
10:30pm I take some magnesium, vitamin D and Airborne. I say goodnight to the dog who sleeps in the office. Then I say goodnight to TJ. He sleeps in the spare bedroom on weeknights due to his snoring keeping me up. I'm a light sleeper while he is a pretty deep sleeper.
Daily total: $0
Tuesday
9am I check Reddit Secret Santa. My match seems like a really good person. Not sure what to get, but most likely will purchase something off their wishlist. I wish I was more creative with my gift giving.
11am Meeting with business stakeholder. She submitted a few changes to an existing data process about a month ago. I make the change while on the call and have her test. Success! Marking it off the todo list. I love when we can finish things directly on a call.
12:30pm I come out of my office to make lunch. I notice my partner is not home. I check my messages and see that he's stepped out to pick up a few things. I ask for celery, carrots, and kombucha. $17. I make a quick charcuterie board for lunch: Costco salami, cheese, homemade hummus and Triscuits. It's a simple, fast meal that’s always in our rotation.
2pm My partner is back and we take the dog out for a walk and quick round of disc golf at a nearby park. We mask up and play only a few holes. Disc golf is a pretty frugal activity, you only need 2-3 discs to get started. TJ remarks that my throws are getting better, but then again they weren't great to start with. We talk about Christmas/Birthday gifts on the way back home since he was born on New Years Day. He mentioned snowshoeing but asked to not spend that much. I'll do some research!
5pm I think about personal career projects. Should I put up a portfolio of projects somewhere? I decide to try and pull some Yelp data. There’s not a lot of data points that I was interested in. Regardless, I tinker with it for an hour. TJ asks if I'm hungry. I said not so much, but felt thirsty. Maybe some ginger soup tonight?
7:30pm Dinner is served - ginger carrot soup made in the instant pot. We eat some rice crackers with it. Lately I feel like we've been eating more vegetarian dinners. It definitely helps stretch our food budget. We end the evening by finishing Fargo season 3 on Hulu.
Daily total: $17
Wednesday
1:30am I'm woken up by the dog. He's been sneezing a lot and wheezes at random intervals. TJ doesn't have the money for a vet visit but I've offered to pay as long as he calls to make the appointment. I give the dog some coconut oil, rub his belly until he seems better and go back to bed.
7am Garbage day. We usually put it out the night before but I forgot. I get up to go, but TJ handles it. I think, at least. I'm too sleepy to pay attention and go back to bed.
9am I wake up and rinse some dishes that have piled up and put them into the dishwasher. We both grew up in households that had a home dishwasher, but forbade from using it. It was drilled into us that hand washing saves more water, unless you had a restaurant/industrial dishwasher. I think with modern home dishwashers, that's changed, so I wanted to try it out with our dishwasher and monitor the water bill. Don't have any dishwashing pods or powder, so I put some OxiClean in it.
12:30pm I overhear TJ on a call with a recruiting agency. It seems to be going well, lots of laughing. I heat up some taco lasagna that I freezer meal-prepped last month.
2pm Collaborate on a project at work with an engineer. My manager put me on this project since I was asking for an assignment on a more technical team. I'm learning tidbits here and there, but I don't feel like it's structured enough.
5pm I do an Orangetheory-At-Home workout and try to break a sweat. It's not the same as going to their studio.
6pm Charcuterie for dinner. Our fridge is full of store-bought and homemade pickles that go super well on a charcuterie board.
Daily total: $0
Thursday
7am I wake up tired. The house has been feeling more cold, which woke me up a few times. We keep the temp at 72F during the day, at night around 68F since we thought the bedrooms keep the heat in pretty well. My mistake!
9am I do my usual morning routine and login to work. My team mostly spends the morning sending each other emojis.
11:30am Lunch today is mini quiche, frozen chicken and veggie entree, and hot dogs. Not the most cohesive meal, but it fills the belly.
12:30pm TJ heads out to his mailbox that's 30 minutes away. He is still waiting on his tax return and a 401k withdrawal. His taxes had to be filed by mail for some reason, then the IRS office shut down due to COVID. So he wanted to see if it arrived yet at the mailbox. He also takes the dog to the vet's urgent care on his way. They didn't have any regular openings available until the end of the year, and the dog seemed to be getting worse. I give TJ $40 to mail a gift package to a friend in France and also reiterate that I'll cover the vet bill when he gets it.
4:30pm I pay some bills, my favorite activity (not)! Sewer bill: $59.44 (billed every 2 months). Geico bill: $459.60 billed every 6 months. Then I follow up with my mortgage officer over email. I had sent her some documents for a refinance quote last week, but haven't heard back. Rates keep dropping, so I'm told, but what does that really mean? I do some research on realestate.
5pm TJ messages me and says he'll be back for dinner. I ask him to pick up some Popeyes via drive thru since we both don't feel like cooking today. Popeyes is currently our fancy “going out to eat” food. $24.17 for a 4pc dinner meal and a 2pc dinner meal.
Daily total: $583.21
Friday
8:30am Busy morning at work. My phone is buzzing with emails and Slack messages. I try to answer them while I make tea.
10am Zoom Department happy hour. We reminisce about our director and then play those Jackbox party games. Some of them are hard!
11am TJ asks if he can make me anything for lunch. He suggests savory oatmeal, quick and easy. I tell him that I really appreciate him making meals/doing chores/etc without me prompting. We've been having conversations about "house project management" and mental load because I did most of the chores or I had to continually remind/tell him to do it. I'm really happy to see us progress on this front. I decide to work through my lunch break so I can end the day early. I don't often do that, but I'm ready to get the weekend started.
2pm I check on TJ in the spare bedroom and ask if the dog has been fed yet, since he was nipping at my feet. I notice something off about TJ and ask how he is doing. TJ is depressed about his personal life, career, finances. He doesn't know what to do, spends half the day meditating and reflecting on past trauma. I've been prodding him to get a therapist but he is confused about his insurance. He makes an appointment with a primary care doctor first. I feed the dog some homemade dog-friendly beef stew.
4pm My mom swings by the house (but doesn't enter). She currently works at a school who distributes free USDA food boxes since March. There's often many boxes leftover that would go to waste, so she will grab a box for us. Onions, potatoes, beets, turnips, eggs, cheese, butter, frozen veggies and frozen chicken. She also brought her vintage pasta maker. I asked last week if she ever used it these days and her reply was “no, feel free to have it”. I love pasta and noodles and figure it would be great to make it ourselves as a frugal hobby.
8pm We catch up on Mandalorian and watch silly Youtube videos before heading off to bed.
Daily total: $0
Saturday
9am I open up my web browser and look at Craigslist and NextDoor for free stuff. I've been scouring for free landscape rocks, pegboards, and wood for house projects. I had this grand ambition to redesign our backyard. It faces our neighbor and currently the fence is pretty low. They can see into our kitchen and bedroom and we can see them. But y'know, COVID and going from dual income house to single income means it all has to be put on hold. So I've been looking for free items in the meantime. Over the past months, I've gotten planter pots, plant cuttings, a raised bed, stepping stones, all from free listings. I don't see anything worthwhile so I go and make some tea.
11am I look at Amazon and make some purchases for Reddit Secret Santa. A foodie kit, DVD of their favorite movie, and some cute pens for their writing hobby. $54. I hope they like it!
12pm TJ heats up leftover stir-fry for lunch for us. I put on some Binging with Babish and we watch how to make pasta. We have a plan - TJ makes the pasta, I make the sauce. Perfect date night activity at home. We watch some more videos on pasta and noodles to educate ourselves.
4pm I start prepping veggies. Big batch of onions, canned tomatoes, ground beef and butter in the instant pot. Meanwhile, TJ works on the pasta by following Babish's instructions.
7pm We gorge on fresh made pasta and bolognese sauce. It's so good! We end up watching Fargo.
11pm Usually I'll be in bed by now, but it's a Saturday and not tired yet (probably because of all that pasta). We play some Kirby's Dream Course on the Switch.
Daily total: $54
Sunday
10am Quick walk around the neighborhood with the dog. He's on a new routine now with the medicine he's taking. It seems to be helping his breathing issues.
11am The pasta maker and flour is still out since we didn't clean up yesterday. There's some old pie crust in the fridge so I roll it out with the pasta machine for mini quiches. (Sally's Baking Addiction blog is my go-to place for her all-butter crust and quiche recipes btw). TJ helps by mixing up the eggs.
3pm I play some Genshin Impact (GI) on my phone while TJ plays Starcraft in the office. I don't usually play gacha games, but the Zelda BotW-style of GI appealed to me. A gacha game is a game with randomized characteitem boxes that you use real-money to purchase a “pull” or to spin the wheel. I know the gacha parts of the game can be a real money sink if you get addicted to them, it’s almost like gambling. My main team is Fischl, Bennett, Barbara and Noelle. I level up to AR 22 and look up free-to-play tutorials for the game.
6pm There's some leftover pasta from yesterday, enough for both of us. I throw in some roasted beets to round out the meal. We watch more Fargo while eating. Almost done with Season 3!
10pm I find a tour operator who offers a small, socially-distant snowshoeing tour up on the mountain. I reserve for two people - this will be TJ's Christmas/birthday gift. $75. Off to bed for another workday.
Daily total: $75
Weekly Total: $689.79

• Food + Drink: $41.17
• Fun / Entertainment: $75
• Home + Health: $59.44
• Clothes + Beauty: $0
• Transport: $459.60
• Other: $54.00

Section Five: Reflections
Aside from the car insurance bill, this was a typical week for me, COVID or not. We make the majority of our meals at home and usually splurge on drive-thru/delivery once every other week. I may have overspent on the Secret Santa gift, but I don't often give gifts out to friends. It's not something our family does either. For TJ’s Christmas/birthday gift, we usually talk upfront about costs. I’ve gifted him fancy restaurant experiences the past 2 years, since we can share that experience, but obviously can’t do that now. Snowshoeing is a nice change of pace.
The conversations with TJ this week have given me thought on how to approach him differently about finances and working together in a relationship. I’m still unsure about the future financially, particularly as my parents near retirement age and that TJ has pulled out his 401k to pay his debts. I don't know if I can support both my parents and TJ together, so I am finding ways to upskill and/or side hustles without becoming a workaholic or bogged down by stress.
Writing this money diary was also the first time where I really paid attention to my past income and current income. I might be contributing too much into ESPP that could go towards the 401k or mortgage instead? I also seem to have been underpaid for what I did in past jobs, even in a LCOL area.

Challenge: 1/1/20 - 12/31/20
This has been a crazy year for everyone. I fell behind on my reviews, I've attempted to catch up in the last two months, but here we are. I've now delayed my 2021 challenge so I just need to dump the rest and do better this year. Sorry for the half ass work. So here is my last 32 films on the year that I have the least to say about.
Last Christmas (2019)- Watched 07/17/20 - RotTom critics - 47% RotTom users - 81%
This film is a cute rom-com. The critics are too hard on it. If you want a nice entertaining rom-com, this is it, nothing too special about this one. -Score - 3/5
The Lovebirds (2020)- Watched 7/19/2020 - RotTom critics - 66% RotTom users - 51%
This film is more Com than Rom. Once again, if you are looking for this kind of movie, you'll be satisfied, if not, just skip it. -Score - 3/5
Clueless (1995)- Watched 07/28/20 - RotTom critics - 81% RotTom users - 76%
This film is a pretty unique High School movie. I quite liked it, it was humorous in a special way. Thi movie, like Lion King is based on Shakespear's Hamlet, is based on Jane Austen's Emma. It's a brilliantly intelligent film, wrapped in a California high school comedy. I recommend for all. -Score - 4.5/5
Onward (2020)- Watched 8/8/2020 - RotTom critics - 88% RotTom users - 95%
This film is not up to snuff with he rest of Pixar's original films. The themes were not as groundbreaking and the story was not as captivating. I was disappointed. Of the 23 Pixar films, this one would rank bottom 5 for me. That being said, Pixar is great, and their worst movies are still decent movies. -Score - 2.5/5
Casino (1995)- Watched 7/26/20 - RotTom critics - 80% RotTom users - 93%
Have you ever been sitting there thinking, I want to watch Goodfella's but slightly worse? This is the film for you. It's good, but not great. I think I even like Irishman more. If you like Scorsese, or crime movies, I reccomend. -Score - 4/5
The Lighthouse (2019)- Watched 9/7/2020 - RotTom critics - 90% RotTom users - 72%
This film was advertised to me as a 2020 Oscar snub. I disagree. I like experimental film but I thought this one was a little too boring. I can see where some like this one, but not me. Great acting performances by Dafoe and Robert Patterson. People need to stop sleeping on Patterson, I'm excited to see him as Batman. -Score - 2/5
The Impossible (2012)- Watched 11/12/20 - RotTom critics - 92% RotTom users - 84%
This film is the most boring disaster movie ever? I'm shocked at how high the scores are on this film. I do not recommend this one to anyone, and if you do watch it, drink a few cups of coffee first. -Score - 1.5/5
I'm Thinking of Ending Things (2020)- Watched 9/16/2020 - RotTom critics - 81% RotTom users - 47%
This film is the most convoluted film I've seen this year. I could see underneath all the insane things that were happening there was a good movie. The critics are cowards, they clearly saw an artistic movie and gave it high ranks, the users are correct here. I understand the film now, that I've looked in the source material, but you shouldn't have to have a manual to understand your film. Kaufman, is a great screenwriter, I'm not sure if he is a good director. -Score - 1/5
Guns Akimbo (2019)- Watched 9/23/20 RotTom critics - 52% RotTom users - 40%
This film is a wild ride. You are thrown into a crazy, world with a crazy plot. Everything Daniel Radcliffe does these days are always weird and original. This movie is just ok, it receives a higher score based on originality alone. -Score - 2.5/5
Being John Malkovich (1999)- Watched 10/4/20 - RotTom critics - 93% RotTom users - 87%
This film is an example of good Kaufman. Reigned in by Spike Jones, a great film is churned out. This movie is so oddly funny, I highly recommend if you want to see a weird little comedy that is amazingly orginal. -Score - 4.5/5
The Devil All The Time (2020)- Watched 10/8/2020 - RotTom critics - 65% RotTom users - 80%
In a year where there are not many new films, this movie coming out on Netflix can shine. Most years this movie would probably fall to the wayside. But with not too many films to compete with, this films stands out as a good, not great, thriller. I recommend, if you are looking for a serious entertaining movie. -Score - 4/5
Stranger Than Fiction (2006)- Watched 10/15/20 - RotTom critics - 73% RotTom users - 85%
This film is a forgotten gem of Will Ferrell. A mix of drama and comedy Ferrell really shows off his acting chops. I love old Ferrell's comedies but it's nice to see he can play a serious role as well. This film is a crowd-pleaser, I recommend to all. -Score - 4/5
Good Time (2017)- Watched 10/16/2020 - RotTom critics - 92% RotTom users - 81%
This film was directed by the Safdie brothers. I loved Uncut Gems so I wanted to see some of their earlier work. You can see a similar style in this film, I'm excited to see what they do in the future. Also Robert Patterson is great in this film as well. He is about to become a huge star.-Score - 3.5/5
Dolemite is My Name (2019)- Watched 10/24/20 - RotTom critics - 97% RotTom users - 91%
This film is FANTASTIC. I regret not giving it it's own post. I talked about Oscar snubs, this should have been competing for Best Picture last year. This movie is dramatic and hilarious and everything in between. Eddie Murphy is tremendous, his best performance ever possibly. Everyone needs to watch this film, I recommend to all. This may miss my top 5, but it's #6 then. -Score - 5/5
The Princess Bride (1987)- Watched 10/25/2020 - RotTom critics - 97% RotTom users - 94%
This film is a favorite among a certain age group. I am too young to be a part of the childhood hype. But watching this film, you can tell why it is so special to some people. It's just a fun movie. You can't help but smile while watching. -Score - 4/5
Due Date (2010)- Watched 10/26/20 - RotTom critics - 39% RotTom users - 52%
This film trash. Straight garbage. After The Hangover made Galifianakis a star and it is clear they just greenlit anything he was in. RDJ also couldn't save this unfunny comedy. I do not recommend this one to anyone. -Score - 0.5/5
The Rock (1996)- Watched 10/31/2020 - RotTom critics - 66% RotTom users - 85%
This film is know as Michael Bay's best film. That's not saying much, he is the one who made the Bad Boys movies and the 100 Transformers movies. This one is entertaining because it is so wild. It is so over-the-top, it's hard not to smile at it. IF you like dumb action movies, check this one out, if you like substance, skip this one. -Score - 3.5/5
Interview with a Vampire (1994)- Watched 11/1/20 RotTom critics - 63% RotTom users - 86%
This film is only two hours but it feels like 10. Cruise and Pitt give two good performance in this one but it drags. I also do not know who this movie is for, I'm not sure who I would recommend this one for. So I won't, skip this one. -Score - 2.5/5
Bourne Identity (2002)- Watched 11/8/2020 - RotTom critics - 83% RotTom users - 93%
I have never seen the Bourne tribology before and I saw it available on one of the streaming services so why not dive in? I was going to watch all three, until I watched Identity. Then I didn't want to watch the rest. This was just another action film to me, it didn't feel special at all. And maybe on 2002 the crazy swinging camera during fight scenes were cool, but not that I've seen John Wick. I demand better fight scenes. Tell me what I'm missing about this film/trilogy? -Score - 2.5/5
Time Freak (2018)- Watched 11/13/20 - RotTom critics - N/A RotTom users - 54%
This film is a very small unwatched movie. No critics reviewed it and less than 200 users rated this one. It's a cute sci-fi rom-com. I thought it was entertaining enough, this may the exact middle of my total rankings. Average. -Score - 3/5
Brave (2012)- Watched 11/14/2020 - RotTom critics - 78% RotTom users - 75%
So I've seen about 19 of the 23 Pixar films. Shocking enough, I skipped all the bad ones through the years. (Cars Trilogy) Brave is fine, nothing too remarkable or original. This may not be bottom 5 Pixar, but it is bottom 6. -Score - 2.5/5
Holidate (2020)- Watched 11/14/20 - RotTom critics - 45% RotTom users - 42%
This film is a silly premise Rom-Com. Kind of like Hall Pass where the writers make up a ridiculous situation and pretend it's a normal thing. This time a a pair of people pretend to date just for the holidays so their families don't pass judgement? This one is funny enough to beat the dumb premise, so if you are a rom-com fan, check it out. -Score - 3/5
Year of Spectacular Men (2017)- Watched 11/15/2020 - RotTom critics - 65% RotTom users - 69%
This film is not another Rom-Com, more like a Dramedy. Theses are the only movies my wife agrees to watch with me, so I am somewhat and expert of them. It was entertaining enough to not dislike it. This one will never be your favorite movie, but it won't be your least favorite. -Score - 3/5
Hail, Ceasar! (2016)- Watched 11/15/20 RotTom critics - 85% RotTom users - 44%
This film is a Coen Brother's film. I am trying to dip my toe into the Coen Brothers. I always like their films but I never love them. This one is pretty funny, but I do feel like I missed the overall point. Let me know if I should check out a different Coen brother's film besides Arizona and Lebowski.. -Score - 4/5
The Trial of the Chicago 7 (2020)- Watched 11/18/20 - RotTom critics - 90% RotTom users - 90%
This film was really great. I believe this will be in consideration for a 2021 Oscar for Best picture. I think in a normal year it could compete with the big hitters. Definitely check it out, it's on Netflix, this just missed out on my top 5 films of the year. -Score - 5/5
Killing them Softly (2012)- Watched 11/21/2020 - RotTom critics - 73% RotTom users - 44%
This film is a Brad Pitt thriller. It's ok, not great. Check it out if you like crime or mafia movies. If not just pass on this one. -Score - 3/5
Tenacious D in the Pick of Destiny (2006)- Watched 11/25/2020 - RotTom critics - 52% RotTom users - 67%
This film is on the path of being a cult classic I feel. I think if you love Jack Black and his band Tenacious D, you would love this movie. I'm not a huge fan but I respect this movie. It's a unique funny musical. It's worth a watch if you are a comedy fan, and you may become a cult fan. -Score - 3.5/5
Happiest Season (2020)- Watched 11/26/20 - RotTom critics - 84% RotTom users - 88%
A new holiday themed Rom-Com. This is a Hulu original and it's just fine. More com than Rom, if you like that kind of movie this one will hit the spot. -Score - 2.5/5
Eurovision Song Contest: The Story of Fire Saga (2020)- Watched 11/28/2020 - RotTom critics - 63% RotTom users - 78%
This film is straight trash. Ferrell is turning into Sandler, and it's more and more clear every year. A SNL star who made some great comedies early in his film career, and slowly proceeds to churn out worse and worse movies. I'm disgusted by the critics that haven't realized this. Like Sandler, Ferrell is capable of great acting, but takes the easy way out. Do not watch or support this garbage. It is competing with Sandler's Hubie Halloween for the worst film of 2020. -Score - 0.5/5
The Holiday (2008)- Watched 12/18/20 RotTom critics - 50% RotTom users - 80%
This film is a holiday themed Rom-Com. More Rom than Com. It's cute, not great. You can do way worse when it comes to holiday movie, so if you want an inoffensive movie, this is it. -Score - 2.5/5
Noelle (2019)- Watched 12/19/2020 - RotTom critics - 53% RotTom users - 58%
This film is not great. This and Lady and the Tramp live action was Disney + first original movies. Instead of starting off with a bang, it's clear Disney had a terrible film that they didn't to distribute to theaters. I love Kendrick and Hader but they could not save this film. Skip this one forever.-Score - 1/5
Christmas with the Kranks (2004)- Watched 12/18/20 RotTom critics - 5% RotTom users - 38%
This film should be considered the worst Christmas movie ever made. It is so boring, and dumb, and so low-stake. I knew it was going to be bad before I started, but I was shocked on how bad it was. Please never watch this one. And let me know if there is a worst Christmas movie, I'll watch it next year haha.-Score - 0.5/5
A few of these films cracked my top 10, but not my top 5. A bunch of these are in my bottom 10, and one broke the bottom 5. I have one film left to review in 2020! Then I can start my 2021 challenge.
HeyImAJoe's 2020 Top and Bottom

1. Sunset Boulevard...........98. The Wedding Daze
2. 1917.................................99. Don't Mess With Zohan
3. The Gentlemen...............100. Christmas with Kranks
4. Uncut Gems....................101. Love The Coopers
5. Jaws..................................102. The Ridiculous 6

Idk why but I’ve been watching Casino Royale about twice a day. It’s a good movie to have in the background I guess especially in the beginning with the intro song. Love me some Chris Cornell vocals in a Bond film lol.
Here are some of my interests that we could talk about and go from there:
•Movies (Horror, Thriller, Mafia/Mob, Action, Comedy, Sci-Fi, almost anything but romcoms and dramas lol)
•Music (Rock, Rock ‘n Roll, Alt, Punk, whatever genre of music Frank Sinatra would classify as I forget the name atm whoops)
•TV (I binge a lot of shows, I say that but then it turns out it’s minuscule when seeing a whole list of shows on Netflix and Hulu)
•College (since I’m a second semester sophomore lol. I’m a journalism major hoping to minor in film once I become a junior)
•I am a genuine human being and I only say that bc there are some assholes that aren’t open minded and respect others the way they deserve to be respected. I am open minded, no judgement on my end, and will respect all your boundaries no matter who you are
•Whatever you wanna chat about whether it’s these interests we may have or something wayyyyy off then that’s fine lol. I know I’d be better at talking and conversing with these common interests but honestly it’s okay as long as we are not bored lol
A little bonus round about some more interests: • I have a 5 year old German shepherd who is my #1 girl, I’ll fight you on that statement idfc lol
• I live in the northeast so if you’re in the northeast as well then hoorayyyyy same time zone gang!
• I play drums and soon want to learn drumset, that’s the next music goal of mine
• The snow storm that just hit wasn’t too bad, for me at least since I barely leave home bc of online classes but it was 8 inches, plus it was my first time using a snow blower and I’m not half bad if I say so myself 😂
• I will hold a convo and put effort into it as long as you do too, I won’t ghost and if I don’t respond I’ll give a reason before hand or afterwards so just know I’m not a “ghoster” lol
• Lastly I have insta, snap and kik but logged out of all them to detach myself and give it some space for a while. If you feel like taking on one of those platforms instead of here bc it’s easier then that’s alright with me lol
I hope to talk to all of you soon and get me out of this Casino Royale binge...please get me out of this repeating cycle lol

My wife and I started writing down every movie we watched at the start of 2020, and tracked dates watched, genres, and "venue" (streaming service, theater, TV, etc. -- the height of the "theater" bar on the graph tells the whole story of 2020 for me). Also every time either of us said "we should watch " we added it to a list to watch later. And though we have our favorite movies that we watch over and over again, we agreed not to watch any movie twice all year.
Executive summary:

• Number movies watched: 142 (roughly one movie every 2.5 days, which I acknowledge is bush league compared to some of you)
• Most popular genre: Comedy (unsurprising in 2020) (Also note that genres are entirely subjective; I didn't want to introduce "dramedy" or "action/comedy" or whatever, so I just chose the one that seemed most appropriate to me)
• Most popular venue: AppleTV (by far)
• Most common movie-watching day: Saturday

Count	Date	Day	Title	Venue	Genre
1	1/1/2020	Wed	Whiplash	Apple	Drama
2	1/10/2020	Fri	1917	Theater	Drama
3	1/11/2020	Sat	Wonder Boys	Amazon	Drama
4	1/12/2020	Sun	District 9	BD	Sci-Fi
5	1/19/2020	Sun	Team America: World Police	Apple	Comedy
6	1/20/2020	Mon	The Old Man and the Gun	HBO	Drama
7	1/25/2020	Sat	The Gentlemen	Theater	Drama
8	1/25/2020	Sat	In Bruges	Apple	Comedy
9	1/31/2020	Fri	General Magic	Apple	Documentary
10	2/1/2020	Sat	Bad Boys for Life	Theater	Action
11	2/2/2020	Sun	The Hunger Games	TV	Adventure
12	2/2/2020	Sun	The Hunger Games: Catching Fire	TV	Adventure
13	2/5/2020	Wed	The Hunger Games: Mockingjay Pt. 1	TV	Adventure
14	2/6/2020	Thu	The Hunger Games: Mockingjay Pt. 2	TV	Adventure
15	2/7/2020	Fri	No Country for Old Men	BD	Drama
16	2/8/2020	Sat	Booksmart	Apple	Comedy
17	2/9/2020	Sun	The Big Sick	Apple	Comedy
18	2/14/2020	Fri	Thor: Ragnarok	Disney+	Action
19	2/15/2020	Sat	Guardians of the Galaxy	Disney+	Action
20	2/19/2020	Wed	The Devil Wears Prada	Plane	Comedy
21	2/21/2020	Fri	Downhill	Theater	Drama
22	2/26/2020	Wed	La La Land	Apple	Musical
23	2/29/2020	Sat	The Big Short	Apple	Drama
24	3/1/2020	Sun	The Godfather Part II	Apple	Drama
25	3/13/2020	Fri	The Shawshank Redemption	Netflix	Drama
26	3/15/2020	Sun	Serenity	Apple	Sci-Fi
27	3/21/2020	Sat	Deadpool	Apple	Action
28	3/26/2020	Thu	Shazam!	HBO	Comedy
29	3/27/2020	Fri	Ex Machina	Netflix	Sci-Fi
30	3/28/2020	Sat	Forrest Gump	TV	Drama
31	3/28/2020	Sat	Back to School	TV	Comedy
32	3/29/2020	Sun	Scott Pilgrim vs. The World	Apple	Comedy
33	4/3/2020	Fri	The American President	TV	Drama
34	4/5/2020	Sun	Three Billboards Outside Ebbing, MO	Apple	Drama
35	4/10/2020	Fri	Bad Words	Apple	Comedy
36	4/11/2020	Sat	Parasite	Hulu	Drama
37	4/16/2020	Thu	Robin Hood	Disney+	Comedy
38	4/19/2020	Sun	Blade Runner 2049	Apple	Sci-Fi
39	4/26/2020	Sun	O Brother, Where Art Thou?	Apple	Comedy
40	4/29/2020	Wed	Bad Education	HBO	Drama
41	5/1/2020	Fri	Forgetting Sarah Marshall	Apple	Comedy
42	5/2/2020	Sat	The Man from UNCLE	Apple	Action
43	5/9/2020	Sat	Joker	Apple	Drama
44	5/10/2020	Sun	When Harry Met Sally	TV	Comedy
45	5/16/2020	Sat	The Way Back	Apple	Drama
46	5/17/2020	Sun	Hell or High Water	Apple	Drama
47	5/18/2020	Mon	Good Boys	HBO	Comedy
48	5/21/2020	Thu	The Holiday	TV	Drama
49	5/22/2020	Fri	Chef	Apple	Comedy
50	5/24/2020	Sun	The Accountant	Apple	Action
51	5/28/2020	Thu	Uncut Gems	Apple	Drama
52	5/29/2020	Fri	Smoke Signals	Apple	Comedy
53	5/31/2020	Sun	Hustlers	Showtime	Drama
54	5/31/2020	Sun	Casino Royale	BD	Action
55	6/6/2020	Sat	Making Waves	Apple	Documentary
56	6/11/2020	Thu	Ford vs. Ferrari	Apple	Drama
57	6/12/2020	Fri	Goodfellas	Apple	Drama
58	6/13/2020	Sat	Mary Poppins	Apple	Musical
59	6/14/2020	Sun	The Martian	Apple	Sci-Fi
60	6/18/2020	Thu	Sideways	Apple	Drama
61	6/26/2020	Fri	Cloudy with a Chance of Meatballs	BD	Comedy
62	6/28/2020	Sun	Brittany Runs a Marathon	Amazon	Comedy
63	7/2/2020	Thu	Knives Out	Amazon	Drama
64	7/3/2020	Fri	Minority Report	Showtime	Sci-Fi
65	7/4/2020	Sat	Garden State	Apple	Comedy
66	7/5/2020	Sun	The Rookie	Disney+	Drama
67	7/9/2020	Thu	A League of Their Own	Apple	Comedy
68	7/11/2020	Sat	Grosse Pointe Blank	Apple	Comedy
69	7/14/2020	Tue	Almost Famous	Apple	Drama
70	7/16/2020	Thu	Sicario	Apple	Drama
71	7/18/2020	Sat	Innerspace	HBO	Sci-Fi
72	7/19/2020	Sun	School of Rock	Apple	Comedy
73	7/20/2020	Mon	The Birdcage	TV	Comedy
74	7/22/2020	Wed	Long Shot	HBO	Comedy
75	7/23/2020	Thu	True Grit	Amazon	Drama
76	7/24/2020	Fri	Eurovision Song Contest: The Story of Fire Saga	Netflix	Comedy
77	7/26/2020	Sun	Ocean's 11	BD	Drama
78	7/31/2020	Fri	Sneakers	Apple	Drama
79	8/1/2020	Sat	Ghostbusters	Theater	Comedy
80	8/7/2020	Fri	The Guard	Apple	Comedy
81	8/8/2020	Sat	The Princess Bride	Apple	Comedy
82	8/9/2020	Sun	An American Pickle	HBO	Comedy
83	8/13/2020	Thu	Baby Driver	Apple	Action
84	8/14/2020	Fri	Mallrats	Apple	Comedy
85	8/18/2020	Tue	Vivarium	Amazon	Drama
86	8/20/2020	Thu	Rocketman	Amazon	Drama
87	8/21/2020	Fri	Birds of Prey: Harley Quinn	HBO	Action
88	8/22/2020	Sat	The Prestige	Apple	Drama
89	8/28/2020	Fri	Star Wars: The Phantom Menace	Disney+	Fantasy
90	8/29/2020	Sat	Cosmos	Apple	Sci-Fi
91	8/31/2020	Mon	Star Wars: Attack of the Clones	Disney+	Fantasy
92	9/5/2020	Sat	Star Wars: Revenge of the Sith	Disney+	Fantasy
93	9/9/2020	Wed	Bohemian Rhapsody	HBO	Drama
94	9/6/2020	Sun	Solo: A Star Wars Story	Disney+	Fantasy
95	9/7/2020	Mon	Bill and Ted Face the Music	Apple	Comedy
96	9/11/2020	Fri	Rogue One: A Star Wars Story	Disney+	Fantasy
97	9/12/2020	Sat	Star Wars: A New Hope	Disney+	Fantasy
98	9/13/2020	Sun	Star Wars: The Empire Strikes Back	Disney+	Fantasy
99	9/14/2020	Mon	The House Bunny	Amazon	Comedy
100	9/17/2020	Thu	Star Wars: Return of the Jedi	Disney+	Fantasy
101	9/23/2020	Wed	Swingers	Showtime	Comedy
102	9/24/2020	Thu	Morning Glory	Showtime	Comedy
103	9/25/2020	Fri	The Silence of the Lambs	Showtime	Drama
104	9/26/2020	Sat	Star Wars: The Force Awakens	Disney+	Fantasy
105	9/27/2020	Sun	Star Wars: The Last Jedi	Disney+	Fantasy
106	10/2/2020	Fri	Star Wars: The Rise of Skywalker	Disney+	Fantasy
107	10/7/2020	Wed	The Nice Guys	HBO	Comedy
108	10/9/2020	Fri	Away We Go	Apple	Comedy
109	10/17/2020	Sat	Indiana Jones and the Raiders of the Lost Ark	Netflix	Adventure
110	10/23/2020	Fri	The Way I See It	TV	Documentary
111	10/24/2020	Sat	Indiana Jones and the Temple of Doom	Netflix	Adventure
112	11/1/2020	Sun	Indiana Jones and the Last Crusade	Netflix	Adventure
113	11/7/2020	Sat	Indiana Jones and the Kingdom of the Crystal Skull	Netflix	Adventure
114	11/15/2020	Sun	Who Framed Roger Rabbit	TV	Comedy
115	11/20/2020	Fri	Pick of the Litter	Netflix	Documentary
116	11/27/2020	Fri	The Royal Tenenbaums	Amazon	Comedy
117	11/28/2020	Sat	Birdman	Apple	Drama
118	11/29/2020	Sun	Guardians of the Galaxy	Apple	Action
119	12/4/2020	Fri	Constantine	HBO	Drama
120	12/6/2020	Sun	Paddington 2	Apple	Comedy
121	12/6/2020	Sun	Batman Begins	BD	Action
122	12/11/2020	Fri	The Dark Knight	BD	Action
123	12/12/2020	Sat	Happiest Season	Amazon	Comedy
124	12/12/2020	Sat	Last Holiday	TV	Comedy
125	12/12/2020	Sat	Wall-E	Apple	Comedy
126	12/14/2020	Mon	Good Morning Christmas	TV	Comedy
127	12/15/2020	Tue	The Hunt	Apple	Comedy
128	12/19/2020	Sat	Christmas in Vienna	TV	Drama
129	12/20/2020	Sun	Die Hard	HBO	Action
130	12/23/2020	Wed	Love Actually	Apple	Comedy
131	12/23/2020	Wed	Harry Potter and the Prisoner of Azkaban	Apple	Fantasy
132	12/24/2020	Thu	The 12th Date of Christmas	TV	Comedy
133	12/24/2020	Thu	Harry Potter and the Goblet of Fire	Apple	Fantasy
134	12/25/2020	Fri	Harry Potter and the Half-Blood Prince	Apple	Fantasy
135	12/25/2020	Fri	Mr. and Mrs. Smith	BD	Action
136	12/26/2020	Sat	Harry Potter and the Deathly Hallows Pt. 1	Apple	Fantasy
137	12/26/2020	Sat	Harry Potter and the Deathly Hallows Pt. 2	Apple	Fantasy
138	12/27/2020	Sun	The Hitchhiker's Guide to the Galaxy	BD	Comedy
139	12/28/2020	Mon	Christmas at the Plaza	TV	Drama
140	12/29/2020	Tue	Moneyball	BD	Drama
141	12/30/2020	Wed	Wonder Woman 1984	HBO	Action
142	12/31/2020	Thu	The Lord of the Rings: The Fellowship of the Ring	Apple	Fantasy

Hi everybody. I'm planning on watching a movie tonight to celebrate finishing finals and I would like something I haven't seen before. If you want something to pull from, my favorite genre is crime, or specifically mob movies. My favorite movie ever is Goodfellas, and Godfather 1/2 and the other Scorsese classics like Casino, Irishman, & Departed are among my all time favorites list. I also love drama and thrillers, especially Fincher's filmography.
I've seen most of the popular movies of the past five years or so, stuff like Nightcrawler, Whiplash, La La Land, Parasite & 2049 are some of my favorites of recent memory and I'd like something new to check out!
I'd love to find some new stuff to watch so I really appreciate any and all suggestions!! I have access to Netflix, Hulu, HBO Max, and Amazon so I'm not too limited.

I have seen many posts across the Cardano community about how ETH’s DeFi rush will give ETH the first movers advantage in a winner take all DeFi ecosystem.
First, I know how anxious many of you feel. We see another project with a fervor of activity while IOG is still working behind semi-closed doors on Goguen. We all want Cardano to live up to its potential and its scary when it looks like another platform is racing ahead.
However, let us take some time to think of this from first principles and ask, “Why is DeFi a winner take all situation?” If you look at the tech ecosystem, platforms that are labeled “Winner take all” platforms are closed systems. Not every business that calls itself a platform, online or not, is not in a winner take all market. That said, winner take all really is a misnomer, even the strongest closed network tech companies with the strongest of feedback loops have competition.

1. Facebook has TikTok and Snapchat
2. Amazon has Wayfair while Target and Walmart online are catching up extremely fast
3. Netflix has Hulu/Disney Plus, HBO Max, Apple TV+, Prime Video and CrunchyRoll
4. Spotify has Apple Music, Pandora, iHeartRadio, Youtube Music, Amazon Music, Google Music

In the finance space things generally are not winner take all because the system is interoperable (imagine what would happen to Bank of America tomorrow if it announced that it is no longer accepting deposits from other banks?). As an example, I can ACH money from Citibank to UBS, buy stock there, then transfer it with ACATS to Interactive Brokers.
Looking at the financial markets, there are so many different institutions, many of them extremely large.

1. Banks: Goldman Sachs, JP Morgan, Morgan Stanley, Bank of America, Wells Fargo, Citibank, and Bank of New York Mellon are all massive institutions; and those are just the large bulge brackets, there are a ton more regional banks and smaller institutions),
2. Brokerage houses: Charles Schwab, Interactive Brokers, Robinhood, Fidelity, TD Ameritrade
3. Asset Managers: BlackRock, State Street, Vanguard, PIMCO, Wellington Asset Management and JP Morgan Asset Management, all have more than $1 Trillion dollars in AUM
4. Insurance Companies: MetLife, State Farm, Berkshire Hathaway, Progressive, Allstate, Liberty Mutual, Travelers, Chubb, USAA all write $10s of billions of dollars of premium a year
5. Hedge Funds: Bridgewater, Citadel, AQR, Renaissance Technologies, DE Shaw, Elliot Management, Bracebridge, Panagora Asset Management all have $10s or $100+ of billions under management, and again those are just the big guys)

Seriously, just go look up how large these companies are. Those are the guys we are going for, not some fly-by-night DeFi script kiddy who lost $200mm dollars because they forgot to call the correct method in their smart contract.
Oh, and that list I included, those are only the large firms. I did not even touch upon the myriad of boutique and regional firms. I also haven't even gotten to any international firms yet, or mentioned other entities like the DTCC, prop-trading firms, family offices, private banks or sovereign wealth funds like GIC/Temasek and CIC with over a trillion dollars under management.
Also keep in mind that while DeFi might feel full of vitality and growth, what are people in the market really doing? What real world activity are people borrowing do to on crypto platforms? People are not borrowing on DeFi to start businesses, build homes or pay for school. They are borrowing to fund margin loans so they can leverage and maximize their yield. It is just a moderately sized casino*** with a cardboard sign duct-taped over that reads "Bank." The current total value locked in De-Fi is $9bn at most which is tiny. I have been at large asset management firms with single accounts with more money than that. Even if De-FI on ETH miraculously grows by 700x without any blowups, it will still be smaller than the AUM of the largest asset management firm by over $100bn.
Lastly, I think people underestimate the issues ETH has ahead of it. Read this medium post and this academic paper about priority gas auctions, DeX front running and transaction ordering dependence vulnerabilities [0, 1] and how this not only impacts users but affects the security properties of the consensus layer. Additionally, ETH 2.0 does little to fix the fee issue, for that they are working on EIP-1559 which is still contentious and will be hard to ship without on chain governance, which also isn't included in ETH 2.0 either. Even further still, ETH will need to do a difficult hard fork to implement these changes, while Cardano has HFC events which are operationally less complex and easier to execute. There are still so many kinks to work out. ETH isn’t the iPhone moment, ETH is pretty much the 10lb Motorola voice only cellphone (more like a blunt weapon) that costs the same as a pedigreed show dog.
TLDR; The market is still in its absolute infancy. The space we all can disrupt is massive. Fighting over the current market is like fighting over a parking space when you have the entire continental United States to explore. While the project can’t stagnate or rest on its laurels (which I don’t think is happening), it can take its time to be methodical to ensure that when the world financial markets are onboarded onto the blockchain that Cardano has the research, codebase, infrastructure and community to step up to the challenge and excel.
*** Las Vegas Sands and MGM Resorts each made more money in the last 12 months--even with COVID--than the TVL of DeFi assets on ETH. Yet, the icing on the cake is that the Macau gambling market is 4x the size of Vegas so even the gambling industry is much bigger than DeFi right now.
[0] https://medium.com/@danrobinson/ethereum-is-a-dark-forest-ecc5f0505dff
[1] https://arxiv.org/pdf/1904.05234.pdf (its long but all you need is the first 3-ish pages)

I know this is an older info post but I just got Hulu back after a few years so I’m catching up lmao.
The episode of HEA with Colt and Larissa going to Vegas was so weird. He is such a snake and as much as I don’t like Larissa this was the turning point where I started feeling really bad for her. I also actually thought she looked really nice in this episode and her black dress was striking on her in the casino.
Also how weird and awkward for Coltee to tell her he wants sex in the car with his mom... the more I see the more I wonder if there isn’t something a little weirder going on there lol

I would love to spend some time cuddling, watching movies or talking about our goals and desires! This year has been one of a kind so let’s put it on pause for a few hours and enjoy the moment!
I love music; from post hardcore to chopped and screwed rap. I like to find new movies on Netflix or Hulu and I like to watch all the world’s problems on Vice News. I love to drive and cruise to places I’ve never been. I also love to cook and if you’re a good baker you get extra points!
If COVID wasn’t ruining everything known to humankind, what would you do with your talent and time that you can’t do now? I would love to be touring the world playing drums with a band or two. I have a friend from Houston that has flown twice recently to Vegas for the weekend to hit the dispensaries and casinos with his wife. Would anyone be interested in going on a trip like that?
I can host in San Antonio or travel anywhere in Texas this weekend. Let me know what your favorite album of the year is (any genre) so I know you’re real! Comment on here or message me. I would love to hear from you!

Not all mobile casinos are created equal. an equivalent are often said of latest player promotions. One thing avid player have probably noticed is that a number of the foremost popular operators give out free spin bonuses to all or any their new players, without even requiring a deposit first.
​
I’ve heard an equivalent , simple question countless times – Why?
​
Why would mobile casinos allow players to win real money without risking one dollar if their own? Isn’t that counterproductive to their bottom line?
​
Perhaps, yes. A player who gets lucky enough could definitely collect thereon bonus without losing any money to the casino. But once you believe it, free spin bonuses aren’t just how to urge new players in, they're essential to putting together a dependable and trusting relationship with clientele.
​
Imagine you’re going car shopping. you discover one car you actually like. It’s the proper color, the proper size, and therefore the right price. you switch to the smiling salesman and say, “Hey, i prefer this one. am i able to take it for a test drive?”
​
His smile quickly fades as he clears his throat and responds, “No, sorry, we don’t do test drives.”
​
Would you purchase a car from him? I certainly hope not. Car salesmen can’t be trusted to start with. Refusing a test drive would shatter any faith you would possibly have had in him.
​
How a few night out at the films . does one attend the cinema and hope they need a movie you’re curious about seeing? Or does one just happen to ascertain previews for movies on TV and think, “Hey, that appears good. i would like to ascertain that.” Then you attend the films because you recognize it’s playing.
​
And how about all those free trial offers we see advertised? Free trials are quite common in today’s commercial realm. We get free trial offers for all kinds of things, like Amazon Prime, Netflix and Hulu – even Viagra!
Read More pokies online
Test drives, movie previews and free trial offers are not any different from free spin bonuses. they provide players a touch preview of what mobile casinos need to offer. Of course, you can’t win money during test drives and free trials, but hey – that’s what gambling is all about. If operators expect their players to require a risk on them, why shouldn’t the operator take a touch risk of their own to attract customers?
​
And as for subsequent obvious question – Can a player actually withdrawal their winnings from free spin bonuses? – that each one depends on the fine print. tons of mobile casinos say, ‘No’. It’s only a test run, and players can’t keep the winnings. But that’s not true of each operator.
​
A few sites do allow their players to win real money from free spins and withdrawal it. LeoVegas and Royal Vegas are two such operators, and I’m sure there are a couple of more out there also . It’s beat the small print , though. goodbye as you read over the terms of any free spin bonuses you discover , you’ll know which of them are worth taking advantage of, and which of them are nothing but gimmicks.

ALL OF THESE MOVIES AND SHOWS I HAVE NEVER SEEN BEFORE
THE LORD OF THE RINGS TRILOGY
I don't really like fantasy i have only seen the first two harry potter movies and that's it but i know some characters from lord of the rings like frodo, samwise, gollum, gandalf and saruon but that's about it but can't wait to watch em hopefully i like them.
RICK AND MORTY
i have seen the first four episodes of rick and morty and i gotta say it's one of my favorite animated shows at the moment it's funny, smart, dark at times and is a great sitcom while also having a great story. i love every single character and i can't wait to see more. By the way for younger fans that can't watch the uncensored version i hope they have a censored version and a uncensored version like it's censored on hulu which is where i watch it right now. all 3 seasons are going to be there on launch and season 4 will be on there sometime this year
Adventure Time
I've seen the first episode and that's about it. i know the characters like finn, jake and princess bubblegum but i can't wait to watch more because from what i've seen it looked good. all 8 seasons are one ther
Suicide Squad
I have seen the first 10 minutes of suicide squad i don't really watch dc i am way more of a marvel fan because the marvel cinematic universe is my favorite franchise of all time but Suicide Squad i have heard is ok i didn't like the scene i saw from the joker a lil too crazy but still it seemed good.
Batman V Superman
i saw the fight and then i dipped, we watched it at my house by the way. Hopefully for this and Suicide Squad there is a ultimate extended r rated edition on there that got released but i heard it's not that different in terms of rating there is just a lil bit more violence and that's about it. Batman V Superman is about 2 hrs and 32 minutes even 3 hours if you watch the extended cut but i am still going to watch it
The Dark Knight Rises
I have seen batman begins and the dark knight but not this one i have only seen the first 10 minutes. I have seen the battles though and the action looks amazing. i can't wait to finish this trilogy off and i hope it ends with a bang.
Wonder Woman, Man of Steel and Aquaman
Wonder Woman was the most critically acclaimed movie in the dceu, Aquaman was the highest grossing dc movie of all time and man of steel was the highest grossing superman movie which is not saying much but still. Aquaman looks crazy and a fun time. I saw the first 15 and the last 15 minutes of wonder woman but i didn't look all that. Man of steel looks dark but at the same time cool and action packed.
The fresh prince of bel air
i have seen the first two episodes and there are really funny i love will smith, i love the theme song and i love black sitcoms so i should love it. all 6 seasons are on hbo max
Doctor Who
Doctor who is very popular in the uk and us and it is about a doctor making to a time machine to fight aliens . It looks cool and i hope it is action packed as well as a good time. all 11 seasons of doctor who will be on there
Justice League Synder Cut
The synder cut is not coming out until 2021 but still i am pretty excited for it. it may have green lantern, darkseid and many more. hopefully there wiil be better visual effects and better action. i just hope it's not 4 hours. i hope it's closer to a miniseries or even 3 hours at the most. I just hope it's better than the original cut.
1990s Batman movies
the first two have michael keaton and then the other ones have val kilmer and george clooney. hopefully i can watch the 1966 batman movie but anyways. i can't wait to see how bad batman forever and batman and robin. they have jack Nicholson,Arnold Schwarzenegger, Danny Devito, Jim Carrey and Michelle Schrieffer as the villains not to mention Tommy Lee Jones.
Casino Royale
I have never seen any of the bond movies but i have seen the scene where he whips his private part which is very hard to watch and i've seen the opening action scene which is one of the best action scenes i have ever seen. it looks really good so i can't wait to watch it
Jaws
i know jaws is a classic but still i've never seen it and i really want to see it cause it look liek vit would be a fun watch so yeah
X MEN Movies
the x men movies are going to be on there until 2022 then they will move to disney plus probably but i've only seen the first two and i'm gonna say not a huge fan of it i love mcu way more but i can't wait to watch days of future past and first class since they say those are more modern and like the mcu
Hope u guys liked the post and i will see you guys in 2 days for a review on hbo max

Since we won't be having meet-ups for the foreseeable future, I thought I would pass along some streaming recommendations to help with the whole social isolation thing that we're all dealing with. For each streaming service, I have included one movie and one TV show recommendation. I've tried to pick stuff that you may not have already seen and include a variety of genres and tones. If you want to chat about any of these, you have your own recommendations, or you just want someone to talk to, feel free to reach out to me here or email rvamovieclub(at)gmail.com. Even though we're all separated, we're all in this together and I hope this help some of you cope. Enjoy!
- Ryan
​
HBO GO
TV: Bored to Death - This severely under-watched comedy stars Jason Schwartzman as a struggling writer who, after reading classic detective novels, decides to post a craigslist ad listing himself as an unlicensed private detective. It also stars Zach Galifianakis as his best friend, and a brilliant turn from Ted Danson as his boss, an affluent magazine editor who is constantly stoned and having an existential crisis. The name of the show is simultaneously how I feel right now cooped up in my apartment, and the cure to that very feeling.
Movie: The Ladykillers - An overlooked entry in the Coen Brothers oeuvre, The Ladykillers stars Tom Hanks in one of his more absurd roles as a professor who organizes the heist of a riverboat casino out of the rented basement of a little old lady. As with any Coen Brothers movie, nothing goes according to plan.
Netflix
TV: Better Call Saul - You've surely seen Breaking Bad, but if you haven't seen Better Call Saul, you don't know the whole story. While the first season tries hard to differentiate itself, the show truly takes off in the second season when it leans into the prequelness of it all. You'll get many familiar faces like Mike Ehrmantraut and Gus Fring. And the transformation of Jimmy McGill into the skeezy lawyer we all know and love, Saul Goodman, is second only to that of Walter White. The show's final season is currently airing on AMC, so now is as good a time as any to catch up.
Movie: Ex Machina - This movie bowled me over the first time I saw it, and has since jumped into my Top 10 of all time. It is written and directed by Alex Garland, who wrote 28 Days Later, Sunshine, Dredd, and created the excellent new FX/Hulu show DEVS. This guy is a sci-fi force to be reckoned with. Ex Machina is about a man who, through a lottery at his company, gets to visit the reclusive CEO and help him with a secret project involving the creation of an AI.
Hulu
TV: You're The Worst - This show rewrites the rules of romantic comedy by featuring two leads that have such abrasive personalities that they couldn't possibly function in a traditional romance. But what happens instead is one of the most realistic portrayals of what it is like to go through the ups and downs of an imperfect relationship. It's funny as hell, while also tackling heavy subjects like mental health. Come for the humor, stay for the heart.
Movie: Super - You probably know writedirector James Gunn from his work on the Guardians of the Galaxy movies, but he got his start doing fun, low budget horror comedies. Super was his first take on the superhero genre and features a delusional Rain Wilson (Dwight from The Office) donning a costume to fight back at the criminals who stole his girlfriend from him. His alter-ego, The Crimson Bolt, has no superpowers, but instead whacks people with a wrench while shouting phrases like, "SHUT-UP CRIME!" It's supremely weird, funny, and sad, and it must be watched.
Amazon
TV: Fleabag - If you know me, you've probably heard me talk about this show before. It is one of the best shows in recent memory and cements creator Phoebe Waller-Bridge (Killing Eve, Crashing, No Time to Die) as someone to keep an eye on for the rest of her career. Fleabag is about a woman's struggle to reckon her sexuality and vanity with her morality and feminism. Like many of the things on this list, it will take you from laughing to crying in a matter of minutes.
Movie: Triangle - The first time I watched this movie, it ended and I immediately called my roommate into the room and rewatched it with him. It's one of those mind-benders that you're better off going into knowing nothing, but I think I can safely say that it is a horror movie that involves people sailing a yacht into the Bermuda Triangle. Spooky stuff happens and I love it.

Good morning traders and investors of the wallstreetbets sub! Welcome to the new trading month and a fresh start! Here are your pre-market news this AM-

Today's Top Headlines for Monday, February 3rd, 2020

• U.S. stock futures were pointing to a higher open, but not close to erasing a significant portion of Friday’s coronavirus-driven sell-off. The Dow had its worst day since August on Friday. The S&P 500 since October. Both were pushed into negative territory for January. The Dow is now at its lowest since Dec. 18, with the S&P 500 finishing at its lowest since Dec. 30. The Nasdaq, however, did manage to finish January with a 2% gain. (CNBC)
• Chinese markets plunged on their return from the extended Lunar New Year holiday, and maintained steep declines by the close. The Shanghai composite fell 7.72% while the Shenzhen component dropped 8.45%. The moves in Chinese stocks were playing catch up as the coronavirus outbreak continues to widen. (CNBC)
• On today’s U.S. economic calendar, both the ISM manufacturing Index and December construction spending are released at 10 a.m. ET. Food distributor Sysco (SYY) is one of the few companies set to release quarterly earnings this morning, while Google parent Alphabet (GOOGL) grabs the spotlight in today’s after-the-bell reports. The pace of earnings reports picks up substantially over the next few days, with 86 S&P 500 companies scheduled to issue numbers. (CNBC)
• Sen. Bernie Sanders, former Vice President Joe Biden, Sen. Elizabeth Warren and former Mayor Pete Buttigieg all have a good chance to leave today’s first-in-the-nation Iowa presidential caucuses with the most delegates. Recent polls show a tight race, and the fluid nature of the caucuses suggest any of the leading candidates could enjoy a surprisingly strong showing in the first nominating contest. (CNBC)
• Iowa caucus: What it is, how it works and why it’s important (CNBC)
• Big Tech faces high-stakes test with Iowa caucuses (CNBC)
• ‘I will pay more’: Bloomberg unveils $5 trillion tax plan targeting wealthy and corporations (CNBC)
• John Kerry overheard discussing possible 2020 bid (NBC News)
• Senate leaders have reached a deal to postpone the final vote in President Donald Trump’s impeachment trial, whether to convict or acquit him, until Wednesday The arrangement delays the vote until after tonight’s Iowa caucus, and the president’s State of the Union Address, scheduled for tomorrow. (CNBC)
• Poll: US is split on Trump’s removal from office; top Dems lead him in 2020 race (CNBC)
• Key dates on the US presidential election calendar (Reuters)
• Italy’s health ministry has confirmed health ministers from the Group of Seven will discuss the coronavirus outbreak in a teleconference call at 8 a.m. ET today.The U.S. reported two more coronavirus cases Sunday, for a total of 11. China’s reported a total of 361 deaths and 17,205 confirmed cases. (CNBC)
• Apple temporarily shuts all stores and offices in mainland China (CNBC)
• Hong Kong leader Carrie Lam announced today the city would suspend 10 out of a possible 13 border crossings with mainland China in an effort to curb the coronavirus. Thousands of medical workers in Hong Kong went on strike, in hopes of convincing the city’s government to a complete shutdown of its borders with the mainland. (CNBC)
• Bernard Ebbers, a former telecom executive convicted in one of the largest corporate accounting scandals in U.S. history, died yesterday, just over a month after his early release from prison. The Canadian-born Ebbers was convicted in New York in 2005 on securities fraud and other charges and received a 25-year sentence. (AP)
• WeWork reportedly intends to name Sandeep Mathrani, a veteran in the real estate industry, as its new CEO. Mathrani was previously CEO at Brookfield Properties’ retail group, and is on the executive board and board of trustees for the International Council of Shopping Centers and the board of directors of Host Hotels & Resorts. (CNBC)
• It took 50 years, but the wait is now over for the Kansas City Chiefs after coming back from a 10-point deficit in the third quarter to beat the San Francisco 49ers at Super Bowl LIV at Hard Rock Stadium in Miami. The Chiefs, which last appeared in a Super Bowl in 1970, won their second Vince Lombardi Trophy in three Super Bowl appearances. (CNBC)
• Watch all the Super Bowl commercials right here (CNBC)
• Tom Brady’s cryptic tweet was just an ad for Hulu (CNBC)

STOCK FUTURES CURRENTLY:

(CLICK HERE FOR STOCK FUTURES CHARTS!)

LAST WEEK'S MARKET MAP:

(CLICK HERE FOR LAST WEEK'S MARKET MAP!)

TODAY'S MARKET MAP:

(CLICK HERE FOR TODAY'S MARKET MAP!)

LAST WEEK'S S&P SECTORS:

(CLICK HERE FOR LAST WEEK'S S&P SECTORS CHART!)

TODAY'S S&P SECTORS:

(CLICK HERE FOR TODAY'S S&P SECTORS CHART!)

TODAY'S ECONOMIC CALENDAR:

(CLICK HERE FOR TODAY'S ECONOMIC CALENDAR!)

THIS WEEK'S ECONOMIC CALENDAR:

(CLICK HERE FOR THIS WEEK'S ECONOMIC CALENDAR!)

THIS WEEK'S UPCOMING IPO'S:

(CLICK HERE FOR THIS WEEK'S UPCOMING IPO'S!)

THIS WEEK'S EARNINGS CALENDAR:

($DIS $GOOGL $SNAP $TWTR $ABBV $F $QCOM $UBER $SYY $SPOT $ON $PINS $TWLO $BMY $CMG $IRBT $CHKP $MRK $CNC $SNE $SIRI $GM $GILD $PTON $BP $ABG $LITE $WYNN $ATVI $CTLT $NSSC $ACM $GOOS $SAIA $DSPG $RACE $RCL $COP $AMG $RL $PLUS $NXPI $MCK $CI)

(CLICK HERE FOR THIS WEEK'S EARNINGS CALENDAR!)

THIS MORNING'S PRE-MARKET EARNINGS CALENDAR:

($SYY $ON $CHKP $ABG $CTLT $SAIA $ACM $DSPG $NSSC $AMG $PINE $LUB)

(CLICK HERE FOR THIS MORNING'S EARNINGS CALENDAR!)

THIS AFTERNOON'S POST-MARKET EARNINGS CALENDAR:

()

([CLICK HERE FOR THIS AFTERNOON'S EARNINGS CALENDAR!]())

T.B.A.

EARNINGS RELEASES BEFORE THE OPEN TODAY:

(CLICK HERE FOR THIS MORNING'S EARNINGS RELEASES!)

EARNINGS RELEASES AFTER THE CLOSE TODAY:

(CLICK HERE FOR THIS AFTERNOON'S EARNINGS RELEASES!)

NONE.

FRIDAY'S ANALYST UPGRADES/DOWNGRADES:

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #1!)

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #2!)

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #3!)

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #4!)

FRIDAY'S INSIDER TRADING FILINGS:

(CLICK HERE FOR FRIDAY'S INSIDER TRADING FILINGS!)

TODAY'S DIVIDEND CALENDAR:

(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR!)

THIS MORNING'S MOST ACTIVE TRENDING TICKERS:

• AIMT
• LK
• GILD
• CLVS
• CHKP
• ON
• YANG
• XOM
• ROKU
• CNP

THIS MORNING'S STOCK NEWS MOVERS:

(source: cnbc.com)

Las Vegas Sands (LVS), Wynn Resorts (WYNN) – These will be among casino stocks on watch, on news that gambling revenue in Macao fell a worse-than-expected 11.3% amid the spread of the coronavirus.

STOCK SYMBOL: LVS

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

STOCK SYMBOL: WYNN

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Delta Air Lines (DAL), American Airlines (AAL), United Airlines (UAL) – These and other airline stocks will also be in the spotlight, as new restrictions on travel to and from China are implemented.

STOCK SYMBOL: DAL

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

STOCK SYMBOL: AAL

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

STOCK SYMBOL: UAL

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Apple (AAPL) – Apple shut down all its stores and corporate offices in mainland China due to the coronavirus. The closure is scheduled to last until Feb. 9.

STOCK SYMBOL: AAPL

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Aimmune Therapeutics (AIMT) – The drugmaker received Food and Drug Administration approval for the first-ever treatment for peanut allergies.

STOCK SYMBOL: AIMT

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Check Point Software (CHKP) – Check Point reported quarterly profit of $2.02 per share, 3 cents a share above estimates. The cybersecurity company’s revenue also beat Street forecasts, boosted by an increase in subscriptions.

STOCK SYMBOL: CHKP

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Boeing (BA) – Boeing faces a new obstacle in getting the grounded 737 Max back in service, according to The Wall Street Journal. The paper quotes people familiar with the matter as saying that European regulators want what they regard as potentially hazardous wiring relocated to avoid short circuits.

STOCK SYMBOL: BA

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Verizon (VZ) – Verizon was downgraded to “neutral” from “outperform” at Credit Suisse, which said the stock lacks positive near-term catalysts. Credit Suisse feels positive influences for the stock are weighted toward the back half of the year, ahead of the mass market launch of 5G service.

STOCK SYMBOL: VZ

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Seagate Technology (STX) – Seagate was upgraded to “buy” from “hold” at Stifel Nicolaus, pointing to improving fundamentals for the disk drive maker.

STOCK SYMBOL: STX

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Nike (NKE) – The athletic footwear and apparel maker’s stock was added to the “Analyst Focus List” at J.P. Morgan Chase, which sees a recent pullback as a buying opportunity. J.P. Morgan points to Nike’s innovation and product pipeline.

STOCK SYMBOL: NKE

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Uber (UBER) – Uber was added to the “Best Ideas” list at Wedbush, which feels the ride-hailing service has laid the groundwork for growth, especially amid the streamlining of the Uber Eats operation.

STOCK SYMBOL: UBER

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Northrop Grumman (NOC) – The defense contractor’s stock received a double downgrade at Goldman Sachs, which pushed its rating to “sell” from “buy.” Goldman said the company’s organic revenue growth is slower than that of its peers and that profit margins are compressing.

STOCK SYMBOL: NOC

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

DISCUSS!

What is on everyone's radar for today's trading day ahead here at wallstreetbets?

I hope you all have an excellent trading day ahead today on this Monday, February 3rd, 2020! :)

Good morning traders and investors of the StockMarket sub! Welcome to the new trading month and a fresh start! Here are your pre-market news this AM-

(CLICK HERE TO VIEW THE FULL SOURCE!)

Today's Top Headlines for Monday, February 3rd, 2020

• U.S. stock futures were pointing to a higher open, but not close to erasing a significant portion of Friday’s coronavirus-driven sell-off. The Dow had its worst day since August on Friday. The S&P 500 since October. Both were pushed into negative territory for January. The Dow is now at its lowest since Dec. 18, with the S&P 500 finishing at its lowest since Dec. 30. The Nasdaq, however, did manage to finish January with a 2% gain. (CNBC)
• Chinese markets plunged on their return from the extended Lunar New Year holiday, and maintained steep declines by the close. The Shanghai composite fell 7.72% while the Shenzhen component dropped 8.45%. The moves in Chinese stocks were playing catch up as the coronavirus outbreak continues to widen. (CNBC)
• On today’s U.S. economic calendar, both the ISM manufacturing Index and December construction spending are released at 10 a.m. ET. Food distributor Sysco (SYY) is one of the few companies set to release quarterly earnings this morning, while Google parent Alphabet (GOOGL) grabs the spotlight in today’s after-the-bell reports. The pace of earnings reports picks up substantially over the next few days, with 86 S&P 500 companies scheduled to issue numbers. (CNBC)
• Sen. Bernie Sanders, former Vice President Joe Biden, Sen. Elizabeth Warren and former Mayor Pete Buttigieg all have a good chance to leave today’s first-in-the-nation Iowa presidential caucuses with the most delegates. Recent polls show a tight race, and the fluid nature of the caucuses suggest any of the leading candidates could enjoy a surprisingly strong showing in the first nominating contest. (CNBC)
• Iowa caucus: What it is, how it works and why it’s important (CNBC)
• Big Tech faces high-stakes test with Iowa caucuses (CNBC)
• ‘I will pay more’: Bloomberg unveils $5 trillion tax plan targeting wealthy and corporations (CNBC)
• John Kerry overheard discussing possible 2020 bid (NBC News)
• Senate leaders have reached a deal to postpone the final vote in President Donald Trump’s impeachment trial, whether to convict or acquit him, until Wednesday The arrangement delays the vote until after tonight’s Iowa caucus, and the president’s State of the Union Address, scheduled for tomorrow. (CNBC)
• Poll: US is split on Trump’s removal from office; top Dems lead him in 2020 race (CNBC)
• Key dates on the US presidential election calendar (Reuters)
• Italy’s health ministry has confirmed health ministers from the Group of Seven will discuss the coronavirus outbreak in a teleconference call at 8 a.m. ET today.The U.S. reported two more coronavirus cases Sunday, for a total of 11. China’s reported a total of 361 deaths and 17,205 confirmed cases. (CNBC)
• Apple temporarily shuts all stores and offices in mainland China (CNBC)
• Hong Kong leader Carrie Lam announced today the city would suspend 10 out of a possible 13 border crossings with mainland China in an effort to curb the coronavirus. Thousands of medical workers in Hong Kong went on strike, in hopes of convincing the city’s government to a complete shutdown of its borders with the mainland. (CNBC)
• Bernard Ebbers, a former telecom executive convicted in one of the largest corporate accounting scandals in U.S. history, died yesterday, just over a month after his early release from prison. The Canadian-born Ebbers was convicted in New York in 2005 on securities fraud and other charges and received a 25-year sentence. (AP)
• WeWork reportedly intends to name Sandeep Mathrani, a veteran in the real estate industry, as its new CEO. Mathrani was previously CEO at Brookfield Properties’ retail group, and is on the executive board and board of trustees for the International Council of Shopping Centers and the board of directors of Host Hotels & Resorts. (CNBC)
• It took 50 years, but the wait is now over for the Kansas City Chiefs after coming back from a 10-point deficit in the third quarter to beat the San Francisco 49ers at Super Bowl LIV at Hard Rock Stadium in Miami. The Chiefs, which last appeared in a Super Bowl in 1970, won their second Vince Lombardi Trophy in three Super Bowl appearances. (CNBC)
• Watch all the Super Bowl commercials right here (CNBC)
• Tom Brady’s cryptic tweet was just an ad for Hulu (CNBC)

STOCK FUTURES CURRENTLY:

(CLICK HERE FOR STOCK FUTURES CHARTS!)

LAST WEEK'S MARKET MAP:

(CLICK HERE FOR LAST WEEK'S MARKET MAP!)

TODAY'S MARKET MAP:

(CLICK HERE FOR TODAY'S MARKET MAP!)

LAST WEEK'S S&P SECTORS:

(CLICK HERE FOR LAST WEEK'S S&P SECTORS CHART!)

TODAY'S S&P SECTORS:

(CLICK HERE FOR TODAY'S S&P SECTORS CHART!)

TODAY'S ECONOMIC CALENDAR:

(CLICK HERE FOR TODAY'S ECONOMIC CALENDAR!)

THIS WEEK'S ECONOMIC CALENDAR:

(CLICK HERE FOR THIS WEEK'S ECONOMIC CALENDAR!)

THIS WEEK'S UPCOMING IPO'S:

(CLICK HERE FOR THIS WEEK'S UPCOMING IPO'S!)

THIS WEEK'S EARNINGS CALENDAR:

($DIS $GOOGL $SNAP $TWTR $ABBV $F $QCOM $UBER $SYY $SPOT $ON $PINS $TWLO $BMY $CMG $IRBT $CHKP $MRK $CNC $SNE $SIRI $GM $GILD $PTON $BP $ABG $LITE $WYNN $ATVI $CTLT $NSSC $ACM $GOOS $SAIA $DSPG $RACE $RCL $COP $AMG $RL $PLUS $NXPI $MCK $CI)

(CLICK HERE FOR THIS WEEK'S EARNINGS CALENDAR!)

THIS MORNING'S PRE-MARKET EARNINGS CALENDAR:

($SYY $ON $CHKP $ABG $CTLT $SAIA $ACM $DSPG $NSSC $AMG $PINE $LUB)

(CLICK HERE FOR THIS MORNING'S EARNINGS CALENDAR!)

THIS AFTERNOON'S POST-MARKET EARNINGS CALENDAR:

()

([CLICK HERE FOR THIS AFTERNOON'S EARNINGS CALENDAR!]())

T.B.A.

EARNINGS RELEASES BEFORE THE OPEN TODAY:

(CLICK HERE FOR THIS MORNING'S EARNINGS RELEASES!)

EARNINGS RELEASES AFTER THE CLOSE TODAY:

(CLICK HERE FOR THIS AFTERNOON'S EARNINGS RELEASES!)

NONE.

FRIDAY'S ANALYST UPGRADES/DOWNGRADES:

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #1!)

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #2!)

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #3!)

(CLICK HERE FOR FRIDAY'S UPGRADES/DOWNGRADES LINK #4!)

FRIDAY'S INSIDER TRADING FILINGS:

(CLICK HERE FOR FRIDAY'S INSIDER TRADING FILINGS!)

TODAY'S DIVIDEND CALENDAR:

(CLICK HERE FOR TODAY'S DIVIDEND CALENDAR!)

THIS MORNING'S MOST ACTIVE TRENDING TICKERS:

• AIMT
• LK
• GILD
• CLVS
• CHKP
• ON
• YANG
• XOM
• ROKU
• CNP

THIS MORNING'S STOCK NEWS MOVERS:

(source: cnbc.com)

Las Vegas Sands (LVS), Wynn Resorts (WYNN) – These will be among casino stocks on watch, on news that gambling revenue in Macao fell a worse-than-expected 11.3% amid the spread of the coronavirus.

STOCK SYMBOL: LVS

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

STOCK SYMBOL: WYNN

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Delta Air Lines (DAL), American Airlines (AAL), United Airlines (UAL) – These and other airline stocks will also be in the spotlight, as new restrictions on travel to and from China are implemented.

STOCK SYMBOL: DAL

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

STOCK SYMBOL: AAL

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

STOCK SYMBOL: UAL

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Apple (AAPL) – Apple shut down all its stores and corporate offices in mainland China due to the coronavirus. The closure is scheduled to last until Feb. 9.

STOCK SYMBOL: AAPL

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Aimmune Therapeutics (AIMT) – The drugmaker received Food and Drug Administration approval for the first-ever treatment for peanut allergies.

STOCK SYMBOL: AIMT

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Check Point Software (CHKP) – Check Point reported quarterly profit of $2.02 per share, 3 cents a share above estimates. The cybersecurity company’s revenue also beat Street forecasts, boosted by an increase in subscriptions.

STOCK SYMBOL: CHKP

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Boeing (BA) – Boeing faces a new obstacle in getting the grounded 737 Max back in service, according to The Wall Street Journal. The paper quotes people familiar with the matter as saying that European regulators want what they regard as potentially hazardous wiring relocated to avoid short circuits.

STOCK SYMBOL: BA

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Verizon (VZ) – Verizon was downgraded to “neutral” from “outperform” at Credit Suisse, which said the stock lacks positive near-term catalysts. Credit Suisse feels positive influences for the stock are weighted toward the back half of the year, ahead of the mass market launch of 5G service.

STOCK SYMBOL: VZ

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Seagate Technology (STX) – Seagate was upgraded to “buy” from “hold” at Stifel Nicolaus, pointing to improving fundamentals for the disk drive maker.

STOCK SYMBOL: STX

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Nike (NKE) – The athletic footwear and apparel maker’s stock was added to the “Analyst Focus List” at J.P. Morgan Chase, which sees a recent pullback as a buying opportunity. J.P. Morgan points to Nike’s innovation and product pipeline.

STOCK SYMBOL: NKE

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Uber (UBER) – Uber was added to the “Best Ideas” list at Wedbush, which feels the ride-hailing service has laid the groundwork for growth, especially amid the streamlining of the Uber Eats operation.

STOCK SYMBOL: UBER

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

Northrop Grumman (NOC) – The defense contractor’s stock received a double downgrade at Goldman Sachs, which pushed its rating to “sell” from “buy.” Goldman said the company’s organic revenue growth is slower than that of its peers and that profit margins are compressing.

STOCK SYMBOL: NOC

• CLICK HERE FOR CHART!

(CLICK HERE FOR LIVE STOCK QUOTE!)

FULL DISCLOSURE:

bigbear0083 has no positions in any stocks mentioned. Reddit, moderators, and the author do not advise making investment decisions based on discussion in these posts. Analysis is not subject to validation and users take action at their own risk. bigbear0083 is an admin at the financial forums Stockaholics.net where this content was originally posted.

DISCUSS!

What is on everyone's radar for today's trading day ahead here at StockMarket?

I hope you all have an excellent trading day ahead today on this Monday, February 3rd, 2020! :)

Hello!
First time here. Be gentle, or rough, I'm ok with either.
About Me:

• 5'7" White
• 175lbs average/athletic build
• Glasses and currently with a beard.

I currently have a full time job working nights at a casino. I also have been in the Army National Guard for the last 10 years and plan on staying in for my 20 years. I have my own home, currently do not have kids, and have never been married. I'm normally on the shy, easy going, and good-natured side. But I can become more energetic around those I am comfortable with.
My night shift schedule and odd days off have left me with little opportunity to go out and find someone. Currently looking for a relationship, but open to whatever happens; I'm always up for something new. Friends are also always welcome!
Activities:
I enjoy playing video games. I play a multitude of games on the PC and Xbox. Feel free to ask what I play. Can give out my gamer tag once I feel comfortable doing so.
With all of that comes a huge interest in most things Sci-fi (Star Wars, Star Trek, Battlestar Galactica, Halo, Warhammer 40k, etc) and Fantasy (GoT and LoTR). But I am equally into most things history and military history. Expect random bouts of information when/if the need arises.
While I do have a very nerdy side, I also enjoy activities that involve being outdoors just as much. Such as fishing, hiking, and camping. I do like to stay pretty active, as I kinda have to be with the Army. I also used to be a diner cook for a few years, so I know a thing or two about cooking.
Music: I listen to mostly rock, hard rock, and metal. (Sabaton, Ghost, Breaking Benjamin, Disturbed, etc). I'm pretty open to most other types, but just don't expect me to go to a country or pop concert.
TV/Movies: I go between Hulu, netflix, and prime video to watch shows and movies. I am Anime friendly as well.
What I'm looking for:

• Age range of 21-34
• Don't care too much about height. As long as you're not towering over me.
• I tend to prefer those with an average, fit, or smaller build. If you're fit, I could use someone to motivate me/ kick my ass to be better.
• Communication is important to me. I'm pretty old fashioned and like to send good morning and good night texts. Someone who's outgoing and talkative, and always willing to text. Plus sending each other memes of course. I quote Star Wars a lot more than I probably should.
• Someone with similar interests in anything stated above. If you're not as nerdy or not at all, just be ok with the fact that I am and that's just apart of who I am. I don't judge!
• Someone who's ambitious and driven, but also sweet, caring, and kind.
• Someone mature and with no drama.
• Sense of humor is also important. I do have a sarcastic and dark sense of humor thanks to both jobs. But I enjoy a good laugh every now and again. I also tell dad jokes a lot, you have been warned.
• I also love it when a girl has tattoos and/or piercings. The more tattoos the better!

Obviously, you don't have to meet all the things I'm looking for. Think of these as more like guidelines than actual requirements.
Feel free to send me a message if you're interested. Look forward to meeting you!

Hey everyone.
First of all I'd like to say I was relieved when I first found this place. There truly is a subreddit for everything. Even just seeing everyone here being so supportive and helpful has already eased my mind a fair bit.
I'm going to be going through sentencing on Monday in Colorado. "Internet Luring of a Minor" is the charge. It was a police sting, we talked I sent pics, there was no meet-up or pics of them. Looking at probation (10 years min. in CO + 10 years registry after)
I have housing situated for at least a temporary solution, but dunno how long that will last.
My lawyer and probation office manager I've been talking to haven't been able to tell me (or won't) what the internet restrictions could look like, that it'll be up to my actual assigned PO (who I'll be assigned next week), but to expect fully restricted access (no internet at all) for a time.
> I will not provide a guess or estimate on how long you may be restricted from internet use. As I said it is different for every client based on the facts of that individual’s case. The best would be to prepare for it to be more lengthy of a period than not. Most everything that is done on the internet can be done the “old fashion” way. It may not be as convenient or desirable but it can still be done. If it cannot, then you need to discuss your options with your PO before you do anything.
Can anyone with experience with this give me more information? How can I best make my case for monitored use?
This sounds pathetic but the internet is a huge part of my life and this just seems so overwhelming. No more online games, no Netflix/Hulu/Spotify (they did specify that all streaming services fall under that), I read all my books on my phone or through audible, hell I barely know my way around this state and use my GPS literally everywhere I go.

• How long might I look at full restriction before being granted monitored? Can I help that in any way?
• If I do get granted monitored, what does that actually entail? Keylogging software? How much do they monitor?
• If I move in with someone else, how does that work? I may end up having to move to North Carolina with my dad as I've lost my job here and Colorado is very expensive. I was making about $30-40 an hour before (Casino Dealer...did I mention goodbye to the only career I've had? Back to kitchens and warehouses...) but best I can find will be about $15 an hour now, which is rough. Would his devices have to be monitored too? (and on that note can anyone share info on how good/bad NC is for RSOs? I know I'll be bound to the 10 years from CO, but I might not have a choice.)

Any info anyone can give me would be insanely helpful to ease my mind. My life has already turned to absolute hell going through this entire trial and ordeal, but this on top of it...coming home every night and not having anything to do, stuck at home with a curfew, nothing to watch or do...doesn't sound much better than being locked up.